Truly local banking

About PenFinancial

Where others have branches, we have roots.

PenFinancial Credit Union has been helping Niagara grow for over 60 years. With 20,000 Members, and a rich history, our roots are firmly planted and our future is strong. As a values-driven co-operative we believe the prosperity of our Members and our community go hand in hand, and we’re on a mission to improve lives and strengthen communities.

Our Truly Local Commitment is ingrained in everything we do, which is why we commit to investing a portion of our profits back into Niagara and Haldimand communities. We hold ourselves to an uncompromising standard of giving back, whether it’s through our B Corp certification, socially responsible investing philosophy, or donating the Bob Watson Community Room space to local not-for-profits. We are also proud to be the first financial institution in Niagara to be recognized as a Living Wage Employer by the Ontario Living Wage Network.

As part of our commitment to sustainability, PenFinancial proudly chooses 100% renewable energy for all of our locations through our partnership with Bullfrog Power.

Find out more →

Are you interested in becoming a Member at PenFinancial?

At PenFinancial, we’ll work with you to achieve your financial goals. And through our Truly Local Commitment, we’re improving lives and strengthening communities across Niagara and Haldimand. Send us a message, book an appointment online, or contact your local branch, and we’ll have an Advisor reach out to help you hit your financial goals.

As a Truly Local Credit Union, PenFinancial is dedicated to serving the members and communities on the traditional territory of the Haudenosaunee, Anishinaabe, and other Indigenous nations. This commitment means we prioritize the needs and interests of our community, recognizing that being part of this land is both a privilege and an honour. We are committed to nurturing respect and understanding in our ongoing relationship with Indigenous peoples.

We TRY HARDER. We have heart. We know you do too. We choose CHANGE. It takes COURAGE to be different. Driven by PURPOSE. Having fun and feeling good about our choices. We believe the prosperity of our members and our community goes hand in hand. Together we get what we give. We are TRULY LOCAL. Remaining inclusive and accountable, with integrity and respect. Improving lives. Strengthening communities.

This is our commitment to each other.