Borrowing & Investing
Jim Risko

Jim Risko

After attending Northeastern University in Boston, I returned to Niagara to begin my career in financial services. I’ve been fortunate enough to put my ‘service-first’ approach into action for over ten years in my role as a Financial Advisor, and now dedicating my time to coaching our amazing Wealth Team at PenFi. Helping members through a variety of stages and situations is something that I take great pride in and has provided me the experience needed to support our members.

Recent posts by Jim Risko

3 min read

Weathering the storm during COVID-19

By Jim Risko on Apr 2, 2020 3:47:02 PM

The global pandemic has brought many changes to our community. As we settle into our new "normal," whether it's school closures, social distancing measures, or job loss, what is certain is the ripple effects of COVID-19 will continue for some time.

One thing our Members can count on amidst the uncertainty is that as a values-based credit union, PenFinancial is always committed to improving the lives of our members and strengthening our communities. This turbulent time is no different.

4 min read

How the First Time Home Buyer Incentive can help

By Jim Risko on Sep 2, 2019 12:01:26 AM

Please note that the Canada First Time Home Buyer Incentive is no longer accepting applications. Get in touch with us today to explore alternative home buyer benefits you may be eligible for and discover other saving options available to you.


Looking to buy your first home? You aren’t alone. Young people all over Canada are looking for a way to move on up from basement rentals. But, like many Millennials, you’re probably on a tight budget. Well, this is your lucky year! In its 2019 federal budget, the Government of Canada announced a way to help you: the First Time Home Buyer Incentive.

Topics: Mortgages Buying a home First Time Home Buyers