Borrowing & Investing
PenFinancial Credit Union

PenFinancial Credit Union


Recent posts by PenFinancial Credit Union

4 min read

When is it time to switch financial institutions?

By PenFinancial Credit Union on Jan 12, 2018 1:01:51 PM

Financial institutions are not all created equal and neither are their Members.  As a member of the team at PenFinancial Credit Union, I get to see how unique our Members and their needs are and how we can help them everyday. 

Topics: Small Business Credit Unions
2 min read

Living on coffee, hope, and noodles: Budgeting for student life

By PenFinancial Credit Union on Aug 27, 2017 1:17:30 AM

After your parent’s made you read Catherine’s blog on how to fund post-secondary education, you may think you’re all set for school.

Topics: Personal Budget
3 min read

The power of financial literacy: Breaking the cycle of poverty

By PenFinancial Credit Union on Nov 29, 2016 1:03:09 AM

Team ENERGI is changing lives. ENERGI stands for “Enterprise Niagara for Employment Resources and ‘Green’ Initiatives” – and a whole lot more. Since 2009, the Team ENERGI program has delivered life skills workshops, employment supports, and hands-on work experience to youth facing barriers to employment in Niagara.

Topics: Financial Literacy Truly Local Articles
4 min read

Never Have I Ever: The financial edition

By PenFinancial Credit Union on Nov 17, 2016 12:42:33 AM

Let’s play a game that you may have seen on Ellen: Never Have I Ever. Raise your hand (and hide behind it if you have to) if any of these apply to you!

Topics: Financial Literacy
2 min read

Investing 101: Socially responsible investing

By PenFinancial Credit Union on Nov 2, 2016 6:22:13 PM

Investing:  [verb] confusing process involving magic and midwifery, in which your money is swept away today with the hopes of producing more money in the future. See related terms: dreams, confusion, fees, retirement, and future.

Topics: Investing Advice Truly Local Articles Social Responsibility
5 min read

Hawks, vultures, elephants, oh my: Predatory lenders vs. credit unions

By PenFinancial Credit Union on Jun 1, 2016 12:35:38 AM

It happens to the best of us: poor credit. It isn’t hard to develop. One unpaid $100 mobile phone bill and 4 years later, and your credit history is poor enough to make a banker shut their laptop so fast it blows your hair back. No loans for you. No mortgage.  No line of credit. No further questions.

Topics: Financial Literacy Personal Credit Managing Debt Financial Planning
4 min read

Be a squirrel: Budgeting tips from our bushy-tailed friends

By PenFinancial Credit Union on May 9, 2016 1:29:04 PM

Budgeting tips from your mother

This weekend was the big day: Mother’s Day. The day all moms look forward to as their annual chance to live like queens…or the day they don’t have to do quite as many household chores. Let’s be realistic, that’s probably what happened.

Topics: Personal Budget Financial Planning
3 min read

Planning for the end of the rainbow

By PenFinancial Credit Union on Mar 17, 2016 1:21:25 PM

March: a time of great commitments. Commitment to spring breaks. Commitment to cold weather complaining and spring dreaming. Commitment to shamrock headbands and “Kiss me — my father’s second cousin was Irish!” shirts. But you don’t need to rely on the luck of the Irish to save for your retirement.

Topics: Saving for the Future Retirement Planning Financial Planning