With the holidays fast approaching, it’s hard to know exactly how this year’s festivities will play out. You may be looking forward to celebrating with a big meal and your little family. Or maybe you’re going to share a drink with friends via video call… and show off the elf outfit you bought your dog. Whatever your plans, the holidays and gift giving are sure to be a little different in 2020.

It’s everyone’s favourite time of the year: tax time! Get ready for the banners and balloons and celebrations… or hide your paperwork in the closet and hope the receipts magically sort themselves out. That sounds more realistic! You may want to hide from your finances, but you can gain a lot by dedicating adequate time and resources to bookkeeping and accounting. This is particularly true for business owners.

Financial institutions are not all created equal and neither are their Members.  As a member of the team at PenFinancial Credit Union, I get to see how unique our Members and their needs are and how we can help them everyday. 

Fun fact: I’m a woman. And I work in business in Niagara. There are a lot of us here in this fair region. You’ve probably seen us running small businesses. Working in retail and service jobs. We’re pretty versatile and hard working. If I do say so myself!