If your mortgage is coming due this year, you may be wondering how much of an impact the higher interest rates will have on your finances. 
 
While it’s true that your new mortgage rate may be higher than what you were paying before, it’s important to remember that there are ways to manage the higher payments and still maintain your overall financial goals. 
 
In this blog, let’s explore some steps you can take to overcome the potential of higher mortgage payments and make sure that you can still afford your mortgage and maintain your lifestyle as best as possible.

Please note that the Canada First Time Home Buyer Incentive is no longer accepting applications. Get in touch with us today to explore alternative home buyer benefits you may be eligible for and discover other saving options available to you.

Looking to buy your first home? You aren’t alone. Young people all over Canada are looking for a way to move on up from basement rentals. But, like many Millennials, you’re probably on a tight budget. Well, this is your lucky year! In its 2019 federal budget, the Government of Canada announced a way to help you: the First Time Home Buyer Incentive.

5 Things you need to know before you buy your first home

Are you ready to make the leap from renter to homeowner? You’ve saved your nickels. You’ve been watching the housing market and found a neighbourhood you like. You’ve gotten tired of lugging groceries up 6 flights of stairs every time your elevator is out. Buying your first home is an exciting time. It is also a huge decision. Here are the five things you should think about before you buy.