Have you heard of responsible investing (RI)? Maybe you’ve heard of socially responsible investing, or sustainable, impact, or ethical investing. They’re all the same great idea: a type of investing that aligns your values with your money to give back.

What does truly local banking mean to you?

At many banks, it could mean the ability to walk into a branch located in your community. And while we agree with that, at PenFinancial, it also means that we reinvest significant portion of our profits directly back into the local communities in Niagara, like Fonthill.

The rest of our profits? Well they go back into the products and services right here at PenFinancial, Niagara’s truly local Credit Union.

With the holidays fast approaching, it’s hard to know exactly how this year’s festivities will play out. You may be looking forward to celebrating with a big meal and your little family. Or maybe you’re going to share a drink with friends via video call… and show off the elf outfit you bought your dog. Whatever your plans, the holidays and gift giving are sure to be a little different in 2020.

Investing:  [verb] confusing process involving magic and midwifery, in which your money is swept away today with the hopes of producing more money in the future. See related terms: dreams, confusion, fees, retirement, and future.