CONTACT CENTRE
Our truly local representatives are here to serve you:
1-866-866-6641
CONTACT CENTRE
Our truly local representatives are here to serve you:
1-866-866-6641
Fixed-rate mortgages from
Are you on the hunt to buy a home or open a First Home Savings Account? Looking to renew or refinance? Want to get in on some of the best mortgage rates in the Niagara and Haldimand market? PenFinancial can help.
Get in touchPenFinancial’s mortgage rates are among the best in the market, but you’ll get more than just great rates at PenFi. You’ll get the help and advice you need to grow your home and build your future. You’ll also help your neighbours. Each year we commit a portion of our profits to support truly local initiatives that, in turn, help our communities thrive.
A First Home Savings Account is a great way of investing towards your first home. It takes the best aspects of the TFSA and RRSP → you save taxes when you put money into the FHSA, and you don’t owe more tax when you use it to purchase a home!
As it is a registered product (just like the TFSA or RRSP), the rules and limits are set by the Government, not PenFinancial.
Learn more about the FHSA →
Every day, we read how expensive housing is becoming in Niagara and beyond. Compared to the past, buying a home today is significantly more difficult, even when considering inflation and wages.
It’s not all bad… Sarah Bujacz, one of our Financial Advisors, has shared some tips that will help boost your chances of homeownership and build toward the future.
Our Truly Local Commitment is the heart and soul of our philosophy, where we believe the prosperity of our Members and our community go hand in hand. We commit a portion of our profits to support truly local initiatives, a living wage is our minimum wage, and we are a Certified B Corporation – just a few ways we are invested in our community.