Competitive fees and rates. Industry-leading rewards to redeem for cash back, great new products, or donated to a local charity right here in Niagara!
Choose from PenFinancial’s full suite of personal credit cards and enjoy flexible benefits that suit your needs.
Already a cardholder? Log in to your PenFi Collabria Mastercard® account →
If you use a PenFinancial Collabria Mastercard®, be sure to Download Cardwise to manage your Credit Card, view your balance, recent transactions, and more.
Download the CardWise Mobile App for both iPhone and Android, or sign in online to get the most from your PenFinancial Mastercard.
Learn more about CardWise and download the app today →
No annual fee. Up to 2% cash back. Mobile device insurance. The Cash Back Mastercard® is a popular choice among PenFinancial Members.
Up to 4% cash back on purchases. A plethora of other rewards from purchase protection, to coverage for your mobile device. The World Elite Mastercard is the most premium card available to our Members.
Up to 3% cash back on purchases. A plethora of other rewards including emergency health care coverage. The World Mastercard is one of the premium cards available to our Members.
The Centra Gold Mastercard offers our Members a significantly reduced interest rate along with 1% Cash Rewards on all purchases. A great choice for Members who may carry a balance month-to-month.
Purchase using US currency, receive travel benefits, and pay the credit card using your PenFinancial US Dollar Account. A popular choice for our Members who frequent the United States.
